Banking and credit

Banking and credit

Banking and credit

To gain and keep your independence, you need to know how to manage money.

Taking care of finances is one of the biggest responsibilities of being an adult. It can also be one of the biggest challenges. Whether you’re just getting started managing your money, or need to dig your way out of debt, you can find resources to help.

Money Smart 
A training program available through the Federal Deposit Insurance Corporation, is designed to help families enhance their money skills and create positive banking relationships.

Youth Banking Resource Center
Financial savings and school-based savings programs introduce young people to financial services at an early age, while helping youth learn how to manage their money more effectively.

Get started at Consumer.gov, where you’ll find information and tips to help you:

You can also download this personal budget worksheet (en español) to help make and track your own budget.