Need help paying your mortgage or your rent after a layoff?

Use the resources below to help meet your housing costs while you’re unemployed.

Rental assistance

If you’re a renter having trouble paying your rent, utilities, or other housing costs – or if you’re a landlord trying to stay afloat with tenants in this situation – help may be available. State and local programs are distributing billions of dollars in rental assistance to help renters stay housed during the pandemic.

Visit the CFPB’s Rental Assistance Finder to find out what this means for you and what you can do. The CFPB’s site also includes resources to help renters and landlords understand other resources to help navigate various financial hardships related to the pandemic.

You may also qualify for state or local emergency rental assistance programs that can help you pay your rent.

If you live in a rural area, you may qualify for rental assistance from the Housing and Community Facilities Programs.

Mortgage help

Are you behind on your mortgage payments or in danger of losing your home?

If you have lost your job or income due to impacts from the Coronavirus pandemic, you may qualify for housing assistance-either reduced or deferred payments, without penalty to your credit rating. To access this assistance, ask your mortgage company for a forbearance plan due to financial hardship related to Coronavirus. A plan will delay, not eliminate, your mortgage payments. Be sure to discuss details on repayment arrangements, for example, to extend the loan period to make up for skipped payments.